Use the Wealthsimple Referral Codes & Links
Sign up with Wealthsimple promo code or referral link wealthsimple.com/invite/YZGAJW to choose your welcome reward: get a $50 cash bonus when you deposit at least $100 within 30 days (double the usual $25 bonus during the Fall promotion ending November 12, 2026), or unlock 5% boosted cash back for 30 days when approved for the Wealthsimple Visa Infinite credit card. Enjoy commission-free stock and ETF trading, up to $150 in investment transfer fee coverage, 0% foreign transaction fees, and ATM reimbursements across Canada.
Benefits of the Wealthsimple Referral Code & Referral Programs
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$50 Cash Welcome Bonus: Earn a $50 cash bonus when you sign up with code and deposit at least $100 within 30 days (limited-time Fall double bonus ends Nov 12, 2026).
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5% Boosted Cash Back: Earn 5% total cash back (3% promotional boost + 2% base rate) on net purchases for 30 days with the Wealthsimple Visa Infinite credit card.
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Transfer Fee Reimbursement: Wealthsimple covers transfer fees up to $150 per account when transferring $5,000+ in investments from another institution.
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0% Foreign Transaction Fees: Convert foreign currencies at cost with zero FX markup on your transactions.
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Free USD Accounts: Enjoy free USD accounts with zero monthly fees when maintaining $100k+ in combined assets.
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Zero-Commission Trading: Trade Canadian and US stocks and ETFs with zero commission fees.
How to Use the Wealthsimple Referral Code & Referral Link
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Click the verified referral link wealthsimple.com/invite/YZGAJW or enter promo code during account creation.
- 2
To claim the $50 Cash Bonus: open your first eligible account and deposit at least $100 CAD within 30 days of registration.
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To claim 5% Boosted Cash Back: open a chequing account and get approved for the 2% Wealthsimple Credit Card (Visa Infinite or Visa Infinite Privilege) within 30 days.
- 4
Your $50 bonus arrives as soon as your deposit settles, and your 5% cash back boost activates within 72 hours of credit card approval.
- 5
Transfer existing investments from other institutions to have your transfer fees reimbursed up to $150 per account.
5% Cash Back Boost
Get 5% boosted cash back for 30 days with the Visa Infinite card
$50 Cash Bonus
Get a $50 cash bonus when you open an account and deposit $100
Wealthsimple Referral Code Pros, Cons & Alternatives
Pros
- $50 cash welcome bonus when you deposit $100 (double bonus ends Nov 12, 2026)
- 5% boosted cash back for 30 days on the Visa Infinite credit card
- Covers transfer fees up to $150 per account when transferring $5,000+ from other banks
- 0% foreign transaction fees (conversion at cost) & ATM fee reimbursements
- Free USD accounts for balances over $100,000
- Zero-commission trading on Canadian and US equities
Cons
- $50 double bonus is time-sensitive (ends November 12, 2026, then returns to standard $25)
- Credit card approval required for the 5% cash back boost
- Excludes residents of Quebec due to provincial regulations
Explore Other Options
- Questrade
- Neo Financial
- KOHO Financial
- Tangerine
About Wealthsimple
Wealthsimple
wealthsimple.comCanada's leading automated investing and high-interest savings platform. Give $50 get $50 cash bonus and 5% boosted credit card cash back.
Wealthsimple Referral Link & Promo Code Terms
5% Cash Back Boost Terms
- Open a chequing account and get approved for the 2% Wealthsimple credit card (Visa Infinite or Visa Infinite Privilege) within 30 days
- Use referral code or verified referral link wealthsimple.com/invite/YZGAJW
- Earn 30 days of 5% boosted cash back (3% promotional boost + 2% base rate) on net purchases
- Boost begins within 72 hours of credit card approval
- Official Credit Card Referral Terms: help.wealthsimple.com/hc/en-ca/articles/55…
$50 Cash Bonus Terms
- Open a new Wealthsimple account using referral code or referral link wealthsimple.com/invite/YZGAJW
- Deposit at least $100 into your account within 30 days of signing up
- Receive your $50 cash bonus deposited automatically once your funds settle
- Limited-time promotion: Double bonus ($50 instead of standard $25) ends November 12, 2026
- Canadian residents of age of majority only (excluding Quebec)
- Official Fall 2026 Promotion Terms: compliance-documents.cdn.wealthsimple.com/…
Wealthsimple Referral Code, Link & Promo FAQ
Sign up for Wealthsimple using verified referral code or referral link wealthsimple.com/invite/YZGAJW , open an eligible account, and deposit at least $100 within 30 days. You will receive a $50 cash bonus deposited directly into your account (double the standard $25 bonus during the Fall promotion ending November 12, 2026).
Your $50 welcome bonus arrives automatically in your account as soon as your initial $100 deposit settles. There is no waiting period.
Sign up with referral code , open a chequing account, and get approved for the 2% Wealthsimple credit card (Visa Infinite or Visa Infinite Privilege) within 30 days. Your 5% boosted cash back rate activates within 72 hours of approval and applies for 30 days.
Yes. If you opened your Wealthsimple account within the last 30 days, you can still add referral code directly in the mobile app by going to Profile ➔ Earn Rewards ➔ Add a Referral Code .
Yes! Wealthsimple covers institutional transfer fees (typically up to $150 per account) when you transfer eligible investments (TFSA, RRSP, RESP, crypto, or non-registered accounts) valued at $5,000 or more from another Canadian financial institution.
Wealthsimple charges 0% FX markup on international card spending, converting currencies directly at cost without the standard 2.5% fee charged by big banks. On Wealthsimple Cash, standard ATM fees are reimbursed at any ATM nationwide.
5% Cash Back Boost
Get 5% boosted cash back for 30 days with the Visa Infinite card
$50 Cash Bonus
Get a $50 cash bonus when you open an account and deposit $100
Disclosure
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