Use the Wealthsimple Referral Code & Link
Sign up with Wealthsimple referral code to unlock 5% boosted cash back for 30 days on up to $10,000 net purchases with the Wealthsimple Visa Infinite Credit Card, plus access to commission-free investing, investment transfer fee coverage, 0% foreign transaction fees, universal ATM reimbursements, and automated high-interest savings.
ReferralCodeLink Wealthsimple Exclusive Bonus
Sign up with code by September 13, 2026, open a chequing account, and get approved for an eligible Wealthsimple Visa Infinite credit card to earn an exclusive 5% total cash back earn rate (up to $500 value on $10,000 spend) for 30 days.
ReferralCodeLink.com is an independent site not affiliated with Wealthsimple. We may earn a commission at no extra cost to you. Affiliate Disclosure
Benefits of the Wealthsimple Referral Code & Promo Link
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Earn 5% total cash back (3% promotional boost + 2% base rate) on up to $10,000 in net purchases for 30 days after credit card approval.
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Transfer fee reimbursement: Wealthsimple covers the transfer fees when you move your investments (TFSA, RRSP, crypto, non-registered) from another bank or brokerage.
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0% foreign transaction fees: Convert foreign currencies at cost with zero FX markup (saving the 2.5% fee charged by major Canadian banks).
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Free USD accounts: Enjoy free USD cash and trading accounts with zero monthly fees once you have $100k+ in combined assets.
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2% cash back on everything: Enjoy 2% flat cash back across all purchases with the Wealthsimple Visa Infinite Privilege card (annual fee waived with $4,000/month direct deposits or payroll).
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Universal ATM fee reimbursements: Free withdrawals with ATM fee reimbursements at any ATM across Canada.
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Exclusive partner perks: Access special partner discounts, deals, and high-interest cash tiers.
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Zero-commission trading on Canadian and US stocks and ETFs.
How to Use the Wealthsimple Referral Code & Referral Link
- 1
Click the referral link to open the Wealthsimple registration page, or enter promo code during sign-up before September 13, 2026.
- 2
Open a Wealthsimple chequing account.
- 3
Apply and get approved for an eligible Wealthsimple Credit Card (Visa Infinite, Visa Infinite +, or Visa Infinite Privilege).
- 4
Enjoy 5% boosted cash back automatically activated for your first 30 days on up to $10,000 in net purchases.
- 5
Transfer existing investments from other institutions to have your transfer fees reimbursed.
Wealthsimple Referral Code & Link
Get 5% Boosted Cash Back for 30 Days & Cash Bonus with Wealthsimple
Wealthsimple Referral Code Pros, Cons & Alternatives
Pros
- 5% boosted cash back for 30 days on up to $10,000 spend ($500 max value)
- They pay transfer fees when moving investments over from other banks
- 0% foreign transaction fees (conversion at cost) & universal ATM fee reimbursements
- Free USD trading & cash accounts for balances over $100,000
- 2% cash back on everything with Visa Infinite Privilege (fee waived with $4k/mo deposits)
- Zero commission trading on TSX and US equities
Cons
- Limited-time 5% credit card promotion ending September 13, 2026
- Credit card approval required for the 5% cash back boost rate
- Excludes residents of Quebec due to local provincial regulations
Explore Other Options
- Questrade
- Neo Financial
- KOHO Financial
- Tangerine
About Wealthsimple
Wealthsimple
wealthsimple.comCanada's leading automated investing and high-interest savings platform. Get 5% boosted cash back on credit card spend and welcome bonuses.
Wealthsimple Referral Link & Promo Code Terms
- Promotion valid August 12 to September 13, 2026
- New Wealthsimple clients: Open a chequing account and get approved for a Wealthsimple Visa Infinite, Visa Infinite +, or Visa Infinite Privilege credit card
- Receive 5% total cash back (3% promotional boost + 2% base earn rate) on up to $10,000 net settled purchases for 30 days after approval
- Combinable with standard Wealthsimple referral cash bonuses and Monthly Millionaire
- Must be Canadian resident of age of majority (excluding QC)
Wealthsimple Referral Code, Link & Promo FAQ
From August 12 to September 13, 2026, new clients using referral code who open a chequing account and get approved for a Wealthsimple Visa Infinite credit card receive an exclusive 5% total cash back earn rate (3% boost on top of 2% standard earn) for 30 days, up to $10,000 in purchases.
Yes! Wealthsimple covers institutional transfer fees (typically up to $150 per account) when you transfer eligible investments (TFSA, RRSP, RESP, crypto, or non-registered accounts) valued at $5,000 or more from another Canadian financial institution.
Wealthsimple charges 0% FX transaction markup on international spending, converting currencies directly at cost without the standard 2.5% foreign transaction fee added by big banks. In addition, Wealthsimple Cash reimburses standard ATM operator fees at any ATM across Canada.
Wealthsimple provides free USD accounts with zero monthly subscription fees to all Premium and Generation clients who maintain $100,000 or more in total assets across their Wealthsimple accounts.
The Wealthsimple Visa Infinite Privilege card offers 2% cash back on everything and waives the annual fee when you deposit at least $4,000 per month via direct deposit or payroll into your Wealthsimple account, or maintain Premium status.
If you opened and funded your Wealthsimple account within the last 7 days, you can still apply referral code directly under Profile ➔ Earn Rewards / Referral Code in the Wealthsimple mobile app.
Ready to claim your Wealthsimple reward?
Disclosure
ReferralCodeLink.com is an independent site not affiliated with Wealthsimple. This page contains affiliate links. We may receive a small commission at no extra cost to you. See full affiliate disclosure